Bictorys is an online payment platform that lets businesses collect payments in real time through a single integration. It covers every popular payment method in Senegal: cards (Visa, Mastercard) and mobile money (Orange, MTN, Wave and more). Merchants can accept payments online, in store with just a phone or a payment terminal, and remotely through payment links. Fintechs can also use the Bictorys API for payments and money transfers. The challenge was to make a fragmented payment landscape simple, secure and versatile for merchants. We developed the Bictorys mobile app.